Choosing a guardian for your children is one of the most difficult things you may ever have to do as a parent, and if you have a special needs child the task is even more difficult. From parenting style to living situation to your gut feeling about this person’s ability to love your child as well as you do—there are endless things to consider before you ask the big question.

In honor of Autism Awareness Month, MassMutual has published a list of 10 questions for parents to ask themselves when choosing a guardian for their child with autism or special needs.

Although the list is supposed to be for parents of children with special needs, the questions are a helpful road map for any parent, not just parents of special needs children. MassMutual’s ten questions cover issues such as considering how close the person you are considering as guardian currently lives to your child, whether he or she is financially able to assume the responsibility of guardian, and whether you should name a second or third person or couple as backup guardians. These are important questions that all parents should ask themselves before choosing a guardian.

Having children means always planning ahead and thinking about the future, even as you try to live in the present and appreciate the small moments in every day. Nominating a guardian for your children makes it that much easier to focus on the here and now, because in the back of your mind you’ll know that your children will be protected if something happens to you. Let our firm help you achieve that peace of mind.

Do feel like there’s more to your children’s inheritance than money? Does your will or trust seem good but… not quite enough?

You’re right. A will and a trust are essential documents to have—especially if you have minor children—but there’s more to protecting your children than those documents. With those documents (plus a nomination of guardian, of course) you’ve provided for your children financially, but what about emotionally? After all, you’ve built a full life for your family and children, one in which they are comfortable and happy. Preserving (as much as possible) the comfort and stability of that life is at least as important as preserving your financial estate.

One of the best ways to do this is with a document called a memorandum of intent. A memorandum of intent is a letter that you write to the guardians of your children. This is a document that details the crucial minutia of your daily life. In it you can express the things that might be considered too small, or the things that change to frequently, to include in your trust—but are essential to the daily fabric of your life:

  • After-school activities
  • Names and phone numbers of your children’s “best friends”
  • Your preferences for religious upbringing
  • Unique holidays and traditions celebrated by your family
  • Pediatrician name and phone number (or other health-care providers)
  • Your discipline style and parenting resources you find helpful
  • Your children’s favorite foods, favorite toys, comfort objects

These things may all seem small right now, but it is these comfortable people, places and activities that will help your children through a difficult transition should tragedy strike. You can’t be sure that you will always be there to guide your children into adulthood, but you can be sure they will always know your hopes and wishes for them.

(*A memorandum of intent is not necessarily just for parents of young children. Memorandums can be especially helpful if you have a special needs child or are the caretaker of an elderly parent. Some people have even chosen to leave memorandums of intent along with a pet trust to the caretakers of their pets.)